See the Difference Before You Decide
Read how we’ve helped homeowners change their lives for the better.
| Selling Your Home to Cinergy Homebuyers | Selling Your Home with a Real Estate Agent | |
|---|---|---|
| Commissions & Fees | None | 6% on average is paid by you |
| Who Pays Closing Costs? | None—We pay all costs | 2% on average is paid by you |
| Inspection & Financial Contingency * | None | Yes, up to 15% of sales fall through |
| Appraisal Needed | None—We make cash offers | Yes, sale is often subject to appraisal |
| Average Days Until Sold | Immediate cash offer | 91 Days |
| Number of Showings | 1 (Just us) | Depends on property/location |
| Closing Date | Date of your CHOICE | 30–60 Days after accepting offer |
| Who Pays For Repairs | None—We pay for all repairs | Negotiated during inspection period |
Frequently Asked Questions
It depends on your priorities. If you want a fast, hassle-free sale without repairs, showings, or lengthy negotiations, selling to a cash buyer like Cinergy Homebuyers is ideal. Listing with an agent might get a higher price, but it often takes weeks or months and involves staging, open houses, and potential buyer financing delays. Cash sales offer speed, certainty, and convenience, making them perfect for sellers needing quick results.
Selling for cash may sometimes offer slightly less than the market price, but you save on agent commissions, repair costs, and holding expenses like utilities and taxes. For many homeowners, the net profit is comparable or even higher, considering the savings in time, effort, and money. Plus, a cash sale provides certainty you avoid the risk of a buyer backing out after months of waiting.
Not typically. One of the benefits of selling to a cash buyer is that you can sell as-is, without worrying about formal appraisals or home inspections. Cinergy Homebuyers evaluates the property based on condition and market factors, handles any needed repairs themselves, and moves directly to closing. This eliminates delays and ensures a fast, smooth transaction.
In most cash sales, including with Cinergy Homebuyers, the buyer often covers a large portion of the closing costs. This reduces your out-of-pocket expenses and simplifies the sale. Unlike traditional sales, where sellers pay agent commissions and fees, cash transactions are generally cleaner and more cost-efficient, leaving you with more money in hand.
Even if your mortgage is higher than the current market value, a cash buyer can often help you avoid foreclosure or a lengthy short-sale process. Cinergy Homebuyers works with you to evaluate options, sometimes negotiating directly with lenders to settle the balance. Selling for cash can be a practical solution if you need relief from debt or want a quick, stress-free exit.
Yes! Having a cash buyer as a backup plan provides peace of mind if your traditional sale falls through due to financing issues or buyer contingencies. Cinergy Homebuyers can step in to purchase your home quickly, allowing you to move forward without delays, and avoiding the stress of re-listing on the market.
Taxes on a cash sale are generally the same as any home sale. You may be responsible for capital gains taxes if you profit significantly, but local and state regulations also apply. Cinergy Homebuyers can provide guidance, and consulting a tax professional ensures you understand any obligations before closing. Cash sales don’t carry extra hidden taxes just because no financing is involved.
Yes, cash buyers often purchase homes regardless of occupancy. Whether your property is rented, partially occupied, or completely vacant, Cinergy Homebuyers can make an offer and handle the closing. This flexibility is especially helpful for landlords, inherited properties, or homeowners who need to sell quickly without waiting for tenants to move out.